A bank your kids will actually want to open.
Keep a running balance for each kid: allowance, chores, birthday cash, whatever you give them. Then let them put it to work. They can buy real stocks and index funds at real prices, or drop it into a savings plan that pays interest, all with money that never actually leaves your family.
This is a real screen from the app.
How FamilyBank works
One balance per kid
Add money for allowance, chores, or just because. Or set up a recurring allowance and let it pay itself. Every add and deduct is logged, so there's always a full history to look back on.
Real stocks, virtual money
Kids buy actual stocks and index funds at real market prices. An optional family-wide boost can add a little extra on the good days. It never makes a bad one worse.
A place to save, too
Flexible plans they can pull from whenever, or locked ones that pay a bit more for staying put. Either way, interest compounds daily on money that's still entirely pretend.
Parents hold the keys
Only a parent can add money to a kid's balance. Buying, selling, and saving are all safe to hand over, from a kid's own sign-in, with no email or password required.
A real financial education
The fastest way to understand how money makes money is to watch it happen. A dollar sitting in savings grows on its own. A dollar invested grows (or shrinks) with the real market. Kids see both play out, for real, before any of it actually costs them.
A closer look
What a parent sees, and what a kid sees when they open their own app.
Sophie's portfolio. Savings and stocks, together.
Sophie's own home screen. Cash, investing, and savings, all in one place.
This is a lesson, not a brokerage.
Every price your kid sees is real. Every dollar behind it is not. FamilyBank never touches a bank account, never places a real trade, and never moves real money. It's a family ledger with a real-market lesson built in.