Track the allowance you owe each kid, and let them invest it in real stocks and index funds at real prices — with money that always stays play money. No broker, no risk, all the lesson.
Three simple pieces, one family ledger.
Add allowance, log chores paid, or dock money for the week — one running balance per kid, with full history.
Kids put their balance into real stocks and index funds at real, live prices — and watch it move like the real market, with none of the real risk.
Only a parent can add money to a kid's balance. Everything else — buying, selling, browsing — is safe to hand over.
Every price your kid sees is real. Every dollar behind it is not. FamilyBank never touches a bank account, never places a real trade, and never moves real money — it's a family ledger with a real-market lesson built in.